Week Two Tansactions and Predictions:

       First Transaction

     After learning more of the stock words and how they can relate within each other, I bought 150 stocks for Bank of America, at $6.64. Mr. Kapptie was talking about how banks in the stock market right now are good to invest in, so I took his advice. As before I had Wells Fargo stock, and that stock always seems to be making me money. I used my experience with the Wells Fargo stock and invested in Bank of America.
       I plan on keeping this stock for a long time, and using it as an investment. If this stock is anything like my Wells Fargo stock it will continue to make me money throughtout the day. The stock so far has been positive when the Dow Jones opens and positive when the Dow Jones closes during the day. When I purchased this stock I compared the price I was buying it at, to what the 52 week range price was. I bought this stock at one of its lowest prices. The lowest for the 52 week range was $6.00. I only spent $0.64 on the stocks themselves from the lowest price. This is therefore why I believe that this stock has been doing so well.
      As of right now, the stock is buying and selling at $6.25. This is a drop in my price and therefore currently I am losing money. My predictions for this company, is that when comparing it to other banking companies such as Wells Fargo all the bank companies are making the stock holders money. I predict that within the next few months the stock price will go up to around $8.00. I feel this will happen because people are still wanting to put money into banks so that the FDIC helps them recover any lost money. They are also doing this to gain the interest that the banks are giving away with the different account options.

Second Transaction

      As for my other transaction, I sold my NIKE stocks. The stocks had too many competitors and they were not making the significant amount of money that I was hoping they would. Nike was competing against Adias and Under Armor. These other companies were selling for lower amounts, but the stock holders were making higher amounts of money. When I bought the stock I bought it at $73.85, which is significantly lower than what they are selling for now. But when comparing the price I bought them at to the 52 week range I realize that I bought the stock when it was almost at its highest selling point. Therefore when I did decide to sell it, I waited until it was at a higher point than what I bought it at. The price I sold it at was $75.46. Waiting until the stock was at a higher cost, helped me make money.
       My predicitions for selling this company are that with Adidas and Under Armors new mottos and items that they are releasing almost daily, Nike just cant compete and keep up with them anymore. Nike was only big for their shoes, where as people are wanting to buy more Under Armor products just because they are more appealing and appeal to younger generations for style, and for popularity. Nike was not a good stock and selling it was smart. This stock was a trade, and i didnt plan on keeping it for long. I wanted to see how it was going to relate with the other sport companies and their stock value. As I learned Nike doesnt compete and was not a good stock to buy.

Week One Transactions and Predictions:

One of my transactions that I made this week is investing stocks in Apple. I bought this stock because of all the new releases of the new electronics and versions that they are releasing soon. I also chose to buy this stock instead of its compeitors of Google. Granted Google's stocks are a higher price right now, but in the long run Apple is not competing with anyone with The IPad that they have. When they release the new IPad version and the new IPhone 5 they will again have no compeitors. Apple is king of electronics in my opinion, because no one else at this point is offering similiar products to what they have. I predict that this stock in a year will roughly go up about $100. This is related to releases of new electronics. Within the months until Christmas, I predict that Apple stocks will go up about $30 or $40. I feel this will happen because with the Christmas season approaching Apple has a demand to make and release more of their products. This will in turn raise the amount of money that the stock holders will be making.

Vocabulary Words List

1. Stocks- a share of a ownership of a compay.
 EX: Stocks are invested into companies to become a partial shareholder of the company itself.
2. Bonds- used to finance a variety of projects and activities.
 EX: My parents bought me a savings bond so that I can get more money by the time it expires.
3. Dow Jones- a mix of the top 30 countries.
 EX: The economy is in a recession, therefore the result is that the Dow Jones is down.
4. Equity- ownership of an asset that is completely paid off.
 EX: The equity of my house is almost paid off, however with all these improvements I decided to sell it due to my remodeling I had done to it.
5. Dividends- money paid to a number of people (usually the shareholders)
 EX: The dividends of the Kellogs cereal, is the money that the compnay is making as extra income.
6.Earnings- the amount of profit that a company produces
 EX: The earnings from the releases of the iPad helped sky rocket the companies business and income.
7. Private Companies vs. Public Companies- private is inaccesible public is open to the public
 EX: Miss Me Jeans are a private company therefore I can not invest in them, where as American Eagle is a public company, which allows me to invest in their stocks.
8. Growth Stock- shares in a company whose earnings are expected to grow above average.
 EX: The company that should have the highest amount of growth stocks is Apple, beacuse of the release of all their new products.
9. Risks- different than expected losing some or all of the original investment.
 EX: It is always a risk investing in the stock market; you never know if you are going to make money or lose money.
10. Small Cap- stocks with a relatively small market capilization
 EX: Small companies are small cap compainies because not as many people are aware of them, and smaller business have a higher risk of not working out.
11. Mid Cap- stocks with an average market capilization.
 EX: Mid Cap companies are companies that have made themselves know, but have not yet guaranteed that they will be making money in high amounts
12. Large Cap- stocks with the highest market capilization
 EX: Many bigger companies are Large Cap companies that have established themselves and have set a good foundation; the people know that these companies will not go belly up so they trust that there is not as high of a risk investing in these companies.
13. Dow Jones- an average price of 30 stocks in the United States
 EX: When the Dow Jones is up, it helps our economy go up as well.
14. S & P 500- 500 large cap stocks that are commonly traded
 EX: Walmart is a part of the S&P 500
15. Russell 2000-index measuring the performance of 2000 smallest companies
 EX: Small cap companies are part of the Russell 2000
16. Treasurery Bond- a bond with a fixed interest issued by the government
 EX: A treasurery bond is paid for all by the government.
17. Inflation- rising and falling of prices
 EX: When the stock market inflates the prices change dramatically.
18. Gross Domestic Product- the money value of all the finished goods and services produced within a countrys borders in a specific time period.
 EX: The countrys gross domestic product went up excessively in the past month.
19.Currency- money
 EX:Without currency we would have no cash to spend.
20. Infrastructre- the basic physical systems of a business or nation
 EX:The infrastructure of a business is all the customers that support it.
21. Economy- the large set of related economic production and consumption activites which aid in determining how resources are used.
 EX: When the economy is effected, the business owners and customers are also effected.
22. Economic Structure- the system of production, consumption, distribution
 EX: The economic structure of our country takes place within Wall Street and then travels to everywhere else.
23.Supply and Demand-higher demand equals higher prices, then the supply increases which means lower prices.
 EX: The supply and demand of Miss Me Jeans is awful because everyone wants them, but there is not enough being made currently.
24. Interest- amount of extra money being charged while you are paying something off
 EX: I have now paid off my loan, but now i need to pay off the interest that the bank charged me for taking out thte loan.
25. Assets- anything you can sell that benefits you
 EX: The asset of a business is the goods that it produces.
26. Accounts payable- short term debt payments
 EX: When I take out a loan, I own thte bank my accounts payable as my way of repayment.
27. Accounts receivable- money owed to you
 EX: When I loan out money to a friend, the money that they owe back to me is my accounts receivable.
 28. Amortize- installment payment
 EX: You can amortize a loan, so that the money equals out better and shows you a better layout.
29. Economic Index- data on a macroeconomic scale used to interpret current or future investments possibilites
 EX: The economic index allows the country to predict the budget for future years.
30. Depreciation- when the value of an object is less over time
 EX: The value of the house depreciated as time went on.
31. Gross Margin- profits divided by net sales
 EX: By saling more than the amount the gross margin will be a little under breaking even.
32. Earning per Share- portion of a companys profit of outstanding share of their common stocks
 EX: The way to make more money is by the businesses is earning per share.

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Top Ten Brands

1. Cruel Girl
2. McDonald's
3. Taco Johns
4. Nutri- Grain Granola Bars
5. Crest with added scope
6. Ford Escort
7. Pantech Link
8. Dell
9. Wii
10. Play Station 3

September 11th

I believe that they won. They attacked the world trade centers, and the pentagon to ruin our economy. Look at our economy now. You can't tell me they didn't succeed in ruining our economy. We as a nation have the highest rate for unemployement. Tax payers are buying less and less, and the economy is only going to continue getting worse. I can't tell you that our country hasn't tried to help pull us out of the recession faster, but what they have tried hasn't worked. The war our country is fighting, The War on Terror, is a war that we as a nation, have already lost. They wanted our economy to downfall, and they made it happen. Our nation is killing more innocent people daily with unnecessary fighting. The country needs to pull through the recession, get the economy back on track, and try to recover all the lost time and ground. Killing the enemy in the war isn't going to help us win. What's going to help us win this war is our economy, and until that comes up we will be the losers of the war.